Whether you are working on a construction site or coal mine, a saw mill or sand pit, for-hire truckers need commercial grade coverage to keep you running strong. Protect your businesses, and your vehicles,
with our For-Hire Specialty Trucking Program. We open the door to a wide array of vocational truckers—from new hires to seasonal staff to veteran drivers and more.
Build your business with broad acceptability of businesses, vehicles and drivers
DID YOU KNOW?
Many seasonal businesses drop their vehicle coverage in the off-season to save money. Then without proof of continuous coverage, they often pay more to regain full coverage. Help them stay protected against incidental damage during the off-season with our Comprehensive Only coverage—and get a great rate on full coverage when you return to the job.
Towing a heavy truck from an accident scene can cost as much as $15,000.
And while many commercial insurance providers limit towing expenses up to vehicle stated amounts, we provide unlimited towing on covered losses with Collision coverage. Which means your truckers have the option to get a vehicle repaired at the most appropriate facility without paying extra for tow charges.
If your truck is out of commission for 30 days or more, you may be at risk of going out of business.
Get on the road fast with industry-leading claims service. To speed up the process, we get the ball
rolling as soon as the claim is reported, enlisting the experience and expertise of one of our in-house claims specialists. This specialist acts as the primary point of contact for you, during the entire claims process—ensuring convenience, quality and quick turnaround of every claim.
Key For-Hire Specialty coverages
We offer limits up to $2 million and transmit state and federal filings promptly to get your customers in business fast.
Motor Truck Cargo:
Helps you truckers cover the value of the cargo they haul as well as
additional costs, such as debris removal, earned freight charges and more with separate limits
and no additional deductible.
Motor Trucking General Liability (GL):
Helps professional truckers like yourself meet a contractual requirement with GL—which pays for damages caused by your customers when they’re not driving. (Not available for Debris.)
Rental with Downtime:
Helps truckers get a temporary rental if their vehicle’s down due to a covered loss; if a replacement can’t be found, pays them up to the daily maximum limit to help them cover expenses—even if they can’t work.
Many business partners of for-hire risks require they carry insurance for all vehicles in service to their business, whether owned by the business or not. Help them meet this contractual requirement with this excess liability coverage.
Non-Trucking Liability (NTL)*:
Helps you cover your truckers even when they’re off the clock. When they’re under permanent lease to a motor carrier and not driving under dispatch, they’ll have coverage with no radius restrictions.
Plus, you can get these Physical Damage coverages:
Permanently Attached Equipment:
Provides additional coverage for equipment, such as loaders and tarping systems, when included in the stated amount.
Makes it easy to continue coverage when storing a vehicle during the off-season.
Provides Physical Damage coverage to any non-owned trailer a trucker is using—normally required when hauling a trailer under a Trailer Interchange Agreement.
SPI Reflections Blog
Our blog is about educating our customers and the public about important insurance information that we feel is meaningful.