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Property Insurance
Strength and Stability for Your Home     
Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment you will ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws at you.

Every Home Insurance policy is different, and at Sterling Peaks Insurance, we work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:
•   Fire and Lightning
•   Collisions from Vehicles or Aircraft
•   Hail
•   Sewer/Drain Backup
•   Windstorm
•   Vandalism
•   Volcanic Eruption
•   Smoke
•   Freezing Conditions or Snow


Property Insurance Options to Consider
There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a Friendly Licensed Professional at Sterling Peaks Insurance who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Sterling Peaks Insurance before making a decision.

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Location

Sterling Peaks Insurance
529 25 1/2 Road Suite B111
Grand Junction, CO 81505





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  • Our Agency
    • Contact Us
    • About >
      • Testimonials
      • Our Staff
    • Products >
      • Cannabis, Hemp, CBD >
        • Cultivators Cannabis Hemp CBD
        • Dispensaries Cannabis Hemp CBD
        • Processors & Manufacturers Cannabis Hemp CBD
        • Ancillary Businesses Cannabis Hemp CBD
        • Landlords Cannabis Hemp CBD
        • Testing Laboratories Cannabis Hemp CBD
      • Car Insurance Discounts / Cheap Car Insurance
      • Car Insurance >
        • 24 Hour Customer Service
        • Auto Insurance Liability
        • Comprehensive Coverage
        • Collision Coverage
        • Uninsured & Underinsured Motorist Coverage
        • Roadside Assistance
        • Hagerty Classic Auto Insurance
        • Towing
        • Rental Car Reimbursement
        • Medical Payments Coverage
        • Mexico Auto Insurance
      • House Insurance >
        • Property Insurance
        • Homeowners Liability
        • Condo Insurance
        • Mobile Home Insurance
        • Scheduled Property Insurance
        • Landlords Insurance
        • In-Home Business Insurance
      • Renter's Insurance >
        • Renters Policy
        • Renter's Liability
        • Scheduled Property Insurance
      • Life Insurance >
        • Individual Life Insurance
        • Disability Income Insurance
        • Mortgage Protection Insurance
        • Second To Die Policy
        • Key Person or Key Man Insurance
      • Motorcycle Insurance >
        • Motorcycle Policy
      • Motorhome / RV Insurance >
        • Motorhome/RV Policy
      • ATV/UTV Insurance >
        • ATV/UTV Policy
      • Snowmobile Insurance >
        • Snowmobile Policy
      • Boat/Watercraft Insurance >
        • Boat/Watercraft Policy
      • Farm & Ranch Insurance >
        • Auto Coverage
        • Crop Coverage
        • Hemp Crop Insurance
        • Dwelling Coverage
        • Equine Coverage
        • Equipment Coverage
        • Liability Coverage
        • Livestock Coverage
        • Owners Coverage
        • Structures Coverage
        • Umbrella Coverage
      • Business Owner's Policy (BOP) >
        • Business Auto Insurance
        • Business Crime Insurance
        • Business General Liability Insurance
        • Business Professional Liability
        • Business Inland Marine Insurance
        • Business Marine Insurance
        • Business Property Insurance
        • Business Umbrella Insurance
      • Commercial Auto Insurance >
        • Commercial Auto Policy
  • Text or Call For Quote 970-314-9188
  • SPI Blog
  • American Red Cross Will Planning Workbook