ATV/UTV Policy

Explore the Trails of the Unknown With Confidence

Your ATV/UTV represents a considerable recreation investment. And as you are riding, the last thing you will want to wonder about is whether you have the right insurance coverage. With a customized All-Terrain Vehicle insurance policy from Sterling Peaks Insurance, you can ride with confidence knowing that you are properly insured.

No matter what type of vehicle you have, whether you ride a 4-wheeler, dune buggy, or even a golf cart, you can get the ATV/UTV Policy you want and the protection you deserve with specialized coverage options, including:
•   Collision Coverage – for damage to your ATV/UTV from rocks, trees, and other obstacles or debris
•   Comprehensive Coverage – as extra security for loss or damage from theft, fire, or vandalism
•   Property Damage – to cover expenses to another person’s property for which you are liable
•   Bodily Injury – that pays medical expenses to others if you are held liable in an accident
•   Uninsured Motorist – to protect you from loss or damage caused by uninsured and underinsured riders

Sterling Peaks Insurance is dedicated to offering you the best possible coverage within the budget you can afford. We offer additional ATV/UTV coverage for damage to custom equipment that you have added to your ATV, along with a medical payments option for yourself and your passengers. You may also be eligible for money saving discounts when you insure multiple vehicles or if you have successfully completed a rider safety course.

Discounts and coverage options can vary according to your location and specifications. Contact one of our licensed insurance professionals to learn more about ATV/UTV Policy and how to build a recreational plan that best fits your needs.